The Basic Small Business Checking from Phenix-Girard Bank offers you the best in business checking with the possibility of no monthly maintenance fee. If you own your own business, you know the value of having a banking relationship that provides all the right answers and delivers impeccable banking services for your total financial needs

Look at your current statement and see just how much Phenix-Girard Bank can save you on your small business checking. Then open your small business checking account with us.

REQUIREMENTS

• Minimum Opening Deposit $100.00
  • Minimum Daily Balance Requirement $2,500.00

FEES

• Monthly Service Fee if requirements are not met – $5.00
  • Per check fee over 100 per statement cycle – $0.25
  • Paper Statement Fee – $2.50

FEATURES / BENEFITS

• Business MasterMoney Debit Card (with approval)
• Online and Mobile Banking
• Electronic Statement, if requested (12 images per page)
• Three (3) Inquiry calls at no charge per statement cycle

This is the account for our businesses that maintain a high average balance. It features an earnings credit which is calculated on the loanable balance. If the credit equals or exceeds the charges on the account, no monthly service charge is assessed. Should the charges exceed your earnings credit you will be charged the difference as your service charge.

The earnings credit is based on Phenix-Girard Bank’s Money Market interest rate. The charge on negative balances is based on prime rate as published in the Wall Street Journal plus two (2) percent.